Salaried individuals claiming HRA under the old tax regime must disclose their relationship with landlords in Form 124 if rent exceeds ₹1 lakh, per Draft Income Tax Rules, 2026.
Founder Kartik Joshi
With over 20 years of dedicated experience in the field of Investment Consulting, Kartik Hargovinddas Joshi he has been a trusted advisor to individuals and families seeking to build, manage, and preserve their financial well-being. His deep understanding of financial markets, coupled with a personalized approach to investment planning, has helped clients navigate complex financial decisions with confidence and clarity.
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Our Speciality
SOUND INDUSTRY KNOWLEDGE WITH VARIED RANGE OF PRODUCTS
WE SUGGEST PLANS AS PER CUSTOMER'S REQUIREMENTS
BUILD TRUST AND HONEST RELATIONS THROUGH COMMUNICATION
News
The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.
Greeting Of The Day
Testimonial
I am extremely satisfied with the services provided. The advisor demonstrated deep expertise, patiently understood my financial goals, and offered clear, personalized guidance. Their strategic approach has helped me make informed investment decisions with confidence. I truly appreciate the transparency, professionalism, and ongoing support.
– Mahesh Doshi
Kartik
ji has been exceptionally supportive and professional in assisting our family
with selecting insurance plans. His in-depth knowledge and personalized
guidance have ensured that our choices are well-aligned with our long-term
financial goals and security. We truly value his commitment and expertise.
—BalkrishnaVerma, Mumbai
—BalkrishnaVerma, Mumbai
My family and I have availed both life and health insurance services, and we are genuinely impressed by the exceptional quality, reliability, and personalized support extended to us throughout the entire process. The guidance was thoughtful, the service was seamless, and the overall experience has given us a strong sense of security and trust
-KD Mashru